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Considering investing $200,000 in cryptocurrency or finance instead of buying a house? It's crucial to weigh the risks and returns. Paying off a $200,000 mortgage in less than 5 years requires significant financial discipline. To determine how much house you can afford, consider your income, debts, and savings. The mortgage payment affordability depends on your debt-to-income ratio and credit score. Seek financial advice before making a decision.

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